6213 E. Roosevelt Blvd Philadelphia , PA 19149

Hassle-Free Car Buying

8 Steps to Getting A Car Loan with Bad Credit

8 Steps to Getting A Car Loan with Bad Credit

 

Once you have bad credit, it’s extremely difficult to get out of that rut and start getting your financial stability back. A loan to purchase a new car can seem impossible to obtain; however, as long as you are dealing with trusted experts, you can still end up sitting behind the wheel of your perfect car, with a financing plan you can feel confident about. Our team at Eden Autos wants to see you succeed in your financial planning and drive away in a car that best fits your needs. We have more than 150 late model cars on our lot in Northeast Philly. Follow these eight steps to getting an auto loan with a low credit rating and you can start driving your perfect car before you know it..

1. Know What It Means to Have Bad Credit

A credit score below 630 is considered to be a poor credit score. In 2017, the average FICO credit score was 700. Bad credit (often referred to as Subprime Credit) limits your options in terms of who will give you loans, and what kinds of loans they will be. For borrowers with low credit scores It is also unlikely that you will qualify for a loan with an average or market interest rate. Interest rates will probably be higher and are usually longer-term loans. This can be extremely discouraging if auto loan payments are in your budget, but your credit score inhibits you from being able to get the loan in the first place. However, your options can be less limited than you may think.

2. Assess Your Loan and Application Options

There are auto dealers who are especially qualified to assist buyers with bad credit. Utilizing tools you may already have, such as a vehicle you can trade in, a larger down payment, or a co-signer, can help you qualify for better financing. Some subprime borrowers may see an interest rate as high as 16 percent, whereas borrowers with good credit will usually pay six percent or less. But if you know you have bad credit, knowing that your interest rate will be higher can help you budget and prepare for the cost of your new loan.

3. Find an Auto Dealer That Will Work with Bad Credit

Some dealerships will turn you away if you have bad credit. At Eden Autos, our team is trained to help our customers with low credit scores. We want to make sure you have options to finance your new vehicle, whether it’s for work or just to regain your independence for commuting and errands. Look for Buy Here Pay Here (BHPH) dealerships that offer financing options to bad credit buyers, and make sure you meet with the actual dealership experts who handle the subprime auto loans.

 

At Eden Autos, we pride ourselves on the quality of our BHPH program that allows customers who otherwise couldn’t obtain traditional bank financing to get into a new vehicle at an affordable monthly payment

4. Fill Out an Application to Be Pre-Approved

Walking into a dealership after getting pre-approved online speeds up the process of financing your new car. This saves you the time when you’re at the dealership and can let you know if you are qualified for a loan in just seconds. After getting pre-qualified for your loan, you can just focus on finding a car that’s a perfect match for you. In addition, getting your approval in advance will help you know what your new loan should look like regarding factors such as the loan term, monthly payment and interest rate. If you have questions about the results, you can call the dealership and speak with someone to get more information.

5. Establish A Price Range and Find A Car That Will Work for You

If you haven’t already factored the cost of your loan into your budget, now is the time to do so. Calculate how much income you have to put towards a loan payment and car insurance, if you don’t already have insurance or anticipate that your premium might go up. Using tools like an auto loan calculator will help you take a look at your monthly payments and help you understand where your money is going and the extra costs associated with taking out a loan.

6. Look at Online Inventories

In order to speed up the process of finding a car that fits your needs and budget, browse the online inventory to find a car before you even step on the dealership’s lot to look at cars. Online inventories for used car dealerships often include important specs such as the number of miles on the car and all the features. All of Eden’s vehicles also have a full CarStory report built in to compare pricing, mileage, wear and tear, and other details about the car’s condition you may not get from other dealers.

7. Consult the Financial Team

After doing your research and test driven a few vehicles that enables you to decide on your perfect car, it’s time to sit down with the dealership experts so they can help you seal the deal on your new car. Eden’s financial professionals will help ensure you understand everything about your financing and walk you through all the steps to buying your new car.

8. Improving Your Credit Score with Your New Loan

Now that you have your loan, making consistent payments on it is the way to make sure it’s a smooth ride from the beginning. Set alerts on your calendar for the upcoming payments to make sure you have allocated the funds and make your payments early to make sure you’re beating the due dates, not just meeting them. Use your new loan as an opportunity to improve your credit for future loans and credit. After you are approved for your new auto loan and are driving around in your new car, it’s a chance for you to start improving your finances for the future.

 

The professional staff at Eden Autos is committed to providing our customers with the very best hassle-free buying experience in the Delaware Valley. Every vehicle on our lot has undergone a comprehensive quality inspection, and comes with a 5-day Unconditional Money-Back Guarantee, a free Carfax Report and a Bumper-to-Bumper Warranty. We are conveniently located at 6213 E. Roosevelt Blvd. in Northeast Philadelphia.

 

 

5 Tips for Buying a Car with Bad Credit

5 Tips for Buying a Car with Bad Credit

 

Buying a car when you have bad credit isn’t always easy. Some lenders simply won’t give you the loan you need, even if you now have a good job and are on your way to repairing your credit score. High debt, late payments, and vehicle repossessions can make it difficult to buy a new, or even a used, car. Fortunately, there are a few things you can do to turn things around and get the vehicle of your dreams, or at least the car you need. Here are a few tips for buying a car when you have bad credit.

 

Make a Good-Size Down Payment

If you can make a good-size down payment, you may be able to overcome some of the issues associated with bad credit. Your credit score will be a factor in how much money you can borrow and what the interest rate will be. If you can’t get a loan for the amount you need, you may still be able to purchase the vehicle you want by paying the difference as your down payment. This can also help you in the long term since you will be borrowing less money. That means you won’t pay as much interest over the life of the loan.

 

Have a Budget

One of the things that can get you into trouble financially is not knowing what you can afford. Your damaged credit score may have come from over-extending yourself, taking on more loans than you could pay for. Before you go car shopping, sit down and look over your income, bills, and leftover money. Do you have enough to commit to a monthly car payment? If so, how much can you safely set aside without impacting your necessary expenses such as food, clothing, rent, and other things? Even if you really want a certain car, you need to be realistic and make sure you don’t spend too much. If you do, you may end up defaulting on yet another loan, damaging your credit even further.

 

Understand the “Two Weeks” Rule

Whenever you apply for a new line of credit, no matter what type it is, the lender makes an inquiry on your credit history. This shows them all your loans and your credit history. Whenever you do this, it temporarily lowers your credit score a little bit. It’s not a huge amount, but it can be the difference between getting a loan and being denied. However, when applied for an auto loan, generally the credit reporting companies see all credit inquiries done by auto loan lenders within two weeks as one inquiry. This means you only take that hit once as long as you don’t go beyond two weeks from the first inquiry.

 

This means you should do your best to do your car search in a reasonable time. You can take longer than two weeks to look at cars, but once you get serious and start applying for loans, do so within a couple of weeks.

 

Short-Term Loans Have Less Interest

In most cases, going for a three-year loan over a five-year loan does mean you’ll pay less overall in interest. Some lenders are also more likely to give short-term loans to those who have bad credit, especially if you have a down payment. While it does mean your monthly payment may be a little higher than it would if you had a longer loan period, it does mean you’ll pay off your car faster. That can be helpful if you’re trying to pay down other lines of credit. The sooner you pay off your car loan, the sooner you can devote that money to paying on other things.

 

Have a Co-Signer

While it may not be ideal, you may need to get a co-signer to get a loan if your credit is too bad. The co-signer is basically saying that they take responsibility for the loan if you can’t pay it. This is a major financial obligation to take on, and many people are very cautious about co-signing. If you ask someone to co-sign on your loan, you want to be certain you can make the payments. If you can’t, it will likely destroy any relationship you have with the co-signer.

 

These are just a few tips for buying a car when you have bad credit. Fortunately, once you do buy a car and make the payments on time, it will start to positively impact your credit rating. At Eden Autos, we have flexible financing solutions to meet the individual needs of all our customers, regardless of credit scores and history. No matter what your current financial situation, our dedicated staff will help you drive home in a quality pre-owned vehicle from our extensive inventory that is right for you, with affordable financing in place that’s within your budget.

 

 

What Are Certified Pre-Owned Vehicles?

What Are Certified Pre-Owned Vehicles?

Buying a pre-owned car is the most practical, convenient option for millions of Americans. Brand new vehicles fresh off the production line may come with the latest features and gadgets, but they can be incredibly expensive, commanding prices which are simply out of reach for the average household.


Used car dealerships provide customers with an extensive selection of pre-owned vehicles, all of which are typically well-inspected and maintained to a high standard. CPO cars are an invaluable asset to dealerships and their customers across the country, but what exactly is Certified Pre-Owned?


What are CPO Cars?

A CPO (Certified Pre-Owned) car offers you more peace of mind and reassurance that you are spending your money on a vehicle that’s worth the price. Some customers may feel a little uncertain when purchasing a used car, potentially worrying about the lifespan of their investment. With certified pre-owned cars, you know you’re sitting behind the wheel of a vehicle which has undergone a strict inspection and certification process prior to being offered for sale.


A trained mechanic will check the car before it is granted CPO status, to make sure it adheres to specific requirements and standards. Anything which may not quite be up to those standards is repaired or replaced by the dealership, to ensure maximum value to buyers. CPO vehicles usually come with a warranty backed by the manufacturer or dealership, and may include valuable extras, such as free roadside assistance, free maintenance, and loaner vehicles if needed. Dealerships stocking CPO cars may provide special offers or more competitive financing rates to make the package even more appealing than an overpriced brand-new model.


When did CPO programs start?

CPO programs first started to hit the market during the early ‘90s, due to a high number of leased vehicles being returned by customers. These were generally in solid mechanical shape and usually had low miles on their odometers. Dealerships tended to sell those in the best condition, while others were put up for lower prices or sold at auction to other car dealers.


Manufacturers and dealerships started to recognize that there might be a chance to sell these high-quality vehicles at a higher level than ‘used’, to appeal to those buyers looking for a pre-owned car offering exceptional value for the money, but without the high price of a brand-new model. The first CPO program launched belonged to Lexus in November of 1993, though Mercedes-Benz became the first manufacturer to provide buyers of pre-owned cars with factory-backed warranties. The trend continued to grow, as more and more manufacturers and dealers saw the program’s potential.


Not all vehicles which are labeled as certified at a dealership may be part of a manufacturer’s CPO program, though. The term may refer to the dealer’s own program, offering similar benefits without the brand’s direct involvement. In cases like this, the inspection process involved should still be comprehensive and ensure all aspects of the vehicle’s performance offers real value, but it’s still worth checking with your dealer before making a purchase.


With a CPO purchase, you’re basically paying for a vehicle which feels as good as new and has been certified to offer the very best service expected. While most experienced, reputable used car dealerships sell vehicles that are thoroughly checked and well-presented to deliver outstanding value anyway, CPO cars may put customers’ minds at ease a little better.

CPO vehicles are generally late-model cars with low mileage and without any history of major damage. Manufacturers have their own CPO programs, and some used car dealerships have comparable CPO programs in place. Eden Autos, for example, makes sure that every car and truck they sell is a certified pre-owned vehicle, and each comes with:


  • A 5-Day Unconditional Money-Back Guarantee
  • A 3-month / 4,500-mile Bumper-to-Bumper Warranty.
  • A 125-Point Inspection to ensure quality.
  • A CARFAX vehicle history report to make sure that each car has no history of flood, fire damage, frame damage, or odometer problems.
  • Options for GWC Best-in-Class warranties that range from basic powertrain components to extensive coverage that rival manufacturer’s factory warranties.


Eden’s CPO vehicles are subject to the extensive inspection process to make sure customers receive real value and ongoing support. The 125-point inspection covers such vital areas as road testing, vehicle interior and exterior, under-hood components, vehicle diagnostics, under-body, and more. It’s very comprehensive, with several steps within each section. The road test, for example, checks numerous elements, including: engine noise and idling, acceleration and cruising, and shift interlock working properly.


If you need a new vehicle, a CPO car could be the perfect choice. CPO programs are perfect if you want to invest in a vehicle which feels almost new and delivers exceptional performance, but without having to pay the high prices associated with factory-fresh models. The additional benefits – such as extended warranties – can provide further value for the money, saving on extra costs in the future.


Financing a brand-new model is often a massive investment on top of your other expenses, but a CPO vehicle is a much more affordable option that delivers outstanding value. In effect, a CPO program offers the best of both worlds: a used vehicle which has been well cared for and refined (if needed) to be as good as new, without the next-level expense. A dealership like 


Eden Autos, with a large selection of used vehicles, will be able to match the model to your unique needs and budget, ensuring the best return on your investment.

As stated above, every car and truck in Eden Autos’ extensive inventory is a GWC Warranty Certified Pre-Owned vehicle. That means all the vehicles are thoroughly checked out and determined to be in good operating condition before they are available for sale.


And don’t forget about financing; Eden Autos has flexible and competitive financing options to meet the individual needs of our customers, including financial solutions for customers with more challenged credit issues. Give us a call or stop in to see one of our committed staff and we’ll make sure you get the right vehicle that meets your needs, with financing that’s affordable.

 

Build Your Credit with your Auto Loan

Build Your Credit with your Auto Loan

 

A low credit score can make getting a loan you need more difficult than you might realize. You may find yourself being refused a mortgage or credit cards, even if you have a steady income. Improving a low credit score to a higher level will help improve your eligibility for future loans, but how can you actually do this if you can’t find a lender willing to make you a deal in the first place?

 

Auto loans are a terrific way to boost your credit score, and car dealerships are much more likely to offer you an auto loan regardless of a poor credit rating. A car loan can be enough to demonstrate to other potential lenders that you are a low-risk applicant, paving the way for easier applications and fewer unmanageable debts.

 

Understanding Credit

There are two types of credit: revolving and installment. Revolving credit is based on a variable structure, with changing balances and payments. Credit cards fall into this category, as you can charge different amounts each month and pay your balance off as you see fit, as long as you pay at least the minimum monthly amount due.

 

Installment credit involves borrowing a fixed amount and adhering to set payments; you cannot borrow more or pay less than the agreed amount each month. These tend to be referred to as ‘closed-end’ accounts. Both types of credit appear on your report, but installment loans show that you are able to stick to a scheduled plan. If you can pay off your auto loan, lenders will view you as a worthier investment overall.

 

The specifics of your car loan will differ depending on the type of vehicle you need, the term, and your income. Dealerships tend to work with a wide range of lenders and will discuss your personal situation in depth. This usually helps to match your needs with your capacity to pay and prevents unrealistic rates that will only be problematic.

 

As your car loan is at a fixed rate that you and the dealership agree upon and is paid back over a scheduled term, you can rest assured that you will know exactly what’s expected of you from one month to the next. There is no risk of the amount you owe fluctuating, leaving you unable to meet the monthly payment. However, it’s still vital that you continue to make all of your car loan payments on time, every time. Though you may have a grace period, avoid actually using this as much as possible. The grace period allows you a little more time to get the payment together (typically just a few days) without facing a charge for lateness. While the grace period is helpful in emergencies, it can make a negative impact on your credit score and suggest to potential lenders that you may not necessarily be as reliable as you first appeared. 

 

Avoid Prepayment Charges

You need to make sure that your car loan has no prepayment penalty in the agreement. This means that if you were to get ahead in your payments, or completely pay the entire loan off far earlier, you could face a serious charge. Although the prospect of clearing your debt as soon as possible might seem unlikely, especially if you have money worries, there is no telling whether you will have the funds to do so in the future. Having this option open to you, without the fear of increasing your debt, can be a major advantage.

 

An auto loan can make a big, positive difference to your credit rating, but you need to be prepared. The first thing you need to be sure of is that you can actually afford a car without leaving yourself ill-equipped to cover other expenses that you have. For example, if you are already in debt to other lenders, consider whether you will be able to juggle these demands with monthly payments on a new car. It may be best to focus on paying off one or two of your debts first, leaving yourself more money with which to invest into an auto loan.

 

Still, used car dealerships are as important to Americans than ever today, and you will often get a better deal for your money at a local used car business. Used car dealerships will be more likely to offer instant approval for loans on all credit types, even if you have no credit at all. How is this possible? Well, perhaps you want or need a vehicle but have never had a credit card or any other loan. Someone living at home until their late twenties or thirties may fall into this bracket, especially if they have saved as much money as possible to buy their own property without needing to rent or be self-reliant.

 

Many lenders, particularly banks, would see a potential borrower with no form of credit history as a major risk. They have no way to know how reliable the individual is likely to be and leave them unable to secure the money they need so badly.

 

Making the Right Choice

Another way to prepare for your auto loan is to pick the right vehicle. Though you may want to get behind the wheel of your dream car, with a sleek body and an engine that purrs, you need to consider whether the extra cost is worth it.

 

Focus on the car you need rather than the one you want. Consider your everyday demands and responsibilities. Do you need a vehicle just to get from home to work, and back again? Do you have to drive the kids to school and back, as well as running lots of errands on a daily basis? Concentrate on your priorities and avoid letting the sharpest looking car drive you into debt you can’t manage. Getting the right auto loan for your income, your lifestyle, and your future can help you to build your credit score to a higher level.

 

Whatever you do, stick to your monthly payments, make sure there are no prepayment charges, and choose a dealership with a solid reputation. Over time, your credit report will show that you are a reliable borrower capable of paying back any loan in the years to come – and just think how much easier getting the money for that dream car will be then.

 

So why should you choose Eden Autos as the dealership to buy your next car from? In addition to offering numerous financial solutions for customers with challenging credit ratings, we are committed to providing the best hassle-free buying experience in the Delaware Valley. We have over 150 quality pre-owned vehicles in stock to choose from, and each comes with a 5-Day Unconditional Money-Back Guarantee. And every car and ruck we sell also comes with a Free Carfax Report and a 3-Month or 4500-mile Bumper-to-Bumper Warranty. So, stop by our dealership today and meet with one of our friendly, professional staff members, or view our inventory online.

 

 

 

 

What To Look For In A Used Car Dealer


What To Look For In A Used Car Dealer

There are used car dealers all over the place, so how are you supposed to know which is a good one to go with? Which one is going to give you the price you want, with the services you need? It is difficult to figure out which dealership to go with and trust that you will get a good vehicle. Thankfully, there are resources out there to help, plus a few tips that can make the choosing process even easier. Here are some tips to help you find the quality used car dealership you deserve.

 

Look Around

Just because you pass a used car dealership regularly, and there may be quite a few people there each time you pass, does not mean it is the best used car dealership around. Look around and see what options you have near your home or workplace. Some of them may run ads that get a lot of people on their lot during specific days of the week, or hours of the day. What you want to see is people there consistently, for no other reason than the selection of cars they offer. If you go past during off hours, such as outside of regular commute times, and you see a lot of people then, too, it can be a good indicator.

 

Services You May Need

Buying a used car means that you understand this car is not in brand-new condition. It may still look like new, and maybe even run like new, but it has been used before. It will need repairs at some point. By going with a used car dealership that has its own service department, they will make sure their cars are thoroughly checked out before being put on the lot for sale and take care of any problems that occur during warranty period. And many dealers without their own service techs will have a relationship with a local service shop to take care of their inspection and repair needs.

 

Look at Dealer’s Ratings Online

There are a lot of places online that you can look at to see what a dealer’s ratings are from customers who have used them in the past. A great place to look for if a dealership has had any trouble is by looking up their Better Business Bureau rating. This will give you an idea of any problems the dealership may have had in the past, and how those problems were handled.

 

Prices and Financing Are In Line With What They Should Be

When you have an idea of the vehicle, or even type of vehicle that you want, you should do some research on it. Find out the approximate value of the vehicle before you ever step foot on a dealer’s lot. Figure out if the different bells or whistles that you want are worth much, and if so, how much they would affect the approximate price. Look at the price of what it would be as a base model up to a fully loaded model, so you have an idea of what price range to expect. This kind of info is readily available at Kelly Blue Book and Edmonds That way, when you get on a dealer’s lot that you think would be a good one to work with, you know if their prices fall in line with what the vehicle is worth. If the price is in line with what you found, then you know the deal is good. If the price is too low, then there may be something wrong with the vehicle, or if it is too high, they may not be a good dealership to do business with.

 

The same thoroughness should be followed when it comes to financing your car purchase. The single biggest factor that affects financing rates is your credit score. Other factors certainly play a role, such as your credit report, the amount of debt you have, and your income, but the actual credit score number is what the dealers usually look at first to get a sense of what type of financing and interest rate you would be eligible for. So, it is a good idea to find out what your credit score is and what your credit report looks like. You can get annual free credit reports from each of the three primary credit reporting agencies. Be sure to research the range of interest rates you can expect with your credit score.

 

Being a Part of the Local Community is Important

Used car dealerships that care about their community and reputation mean that they want to do right by the people who make them successful. If you find a used car dealer that is readily involved in what the community is doing, it shows that they care about their neighbors. Used car dealerships that want nothing more than a better bottom line will not put themselves out there as much. They won’t care about building a rapport with the people that make up their community.

 

On the other hand, those that form strong bonds with the people that surround them are often much better businesses to work with. They do care about helping those around them and want to have everyone leave with a good feeling about them. Look for used car dealerships that have regular community events, or sponsor community events on a regular basis. They may sponsor things and groups like local 4H events, things for Boy or Girl Scouts, or even food or school supply drives. These are great signals that the dealership cares about more than how much money they get at the end of the day, which is precisely what you want.

 

When you take all these tips and put them together, you are likely to find a good used car dealership in or near your area. You will get a good car or truck at an affordable price and be able to support a locally owned business. When you buy a used car or truck, it is important you feel as though you get a quality vehicle from a company that you feel comfortable with. We believe that by applying these tips, you are much more likely to get that.

 

At Eden Autos, you’ll get peace of mind knowing that you got a vehicle and financing that best match your needs and budget. You’ll choose from an inventory of pre-owned vehicles that all come with 5-day Unconditional Money-Back Guarantee, a Free Carfax report, and a 3-month or 4500-mile Comprehensive Bumper-to-Bumper Warranty. Feel free to stop by any time and meet with one of our friendly, knowledgeable staff members.

 

The Top 10 Best Used SUVs

The Top 10 Best Used SUVs

 

Ready to purchase a used SUV, but aren’t sure which make and model is right for you? Buying used is a great way to save money and still get a quality vehicle, especially if the SUV you purchase has only had one or two owners. But some SUVs hold up better over time than others. Here are ten of the best used SUVs on the market today.

 

The 2014 GMC Acadia

The GMC Acadia has been around since 2007, but it’s the 2014 model that is the best used version. The NHTSA gave the model a 5-star safety rating, making it a perfect fit for families. It can also seat up to eight, so there’s also plenty of room for your friends or for a lot of luggage. This model offers a 3.6 liter V-6 engine that delivers 288 horsepower. If you’re looking for a model that can go off-roading, be sure you purchase the all-wheel drive model; front-wheel drive was the standard.

 

The 2010 Chevy Tahoe

The Chevy Tahoe has always been a strong workhorse of a vehicle with its 5.3-liter V8. Like the Acadia, the Tahoe can seat eight or, if you find a used one with the bench seat in the front, you can add one more person to your trip. Of course, SUVs generally aren’t so great on the gas mileage, but the Tahoe is still rated for 21 mpg on the highway. The 2010 Tahoe offers just a little over 108 cubic feet of cargo space, too, so even if you have nine people in your vehicle, you’ve still got room to haul things.

 

The 2013 Acura MDX

If you’d like something a little more luxurious, the 2013 Acura MDX might catch your eye. This luxury crossover was one of the IIHS’s top safety picks in 2013 thanks to items such as its Collision Mitigation Braking technology, blind-spot warning alarm, and adaptive cruise control. When you add in its towing capability, cargo space, and ability to hold seven, it’s no wonder it’s one of the most sought-after used vehicles.

 

The 2009 Saturn Outlook

Don’t let the age fool you, the 2009 Saturn Outlook has a reputation for its safety and family-oriented options. It seats eight, so even large families have all the space they need here. It also contains 116 cubic feet of storage in the back. Under the hood you’ll find a 3.6-liter V6 that’s more fuel-efficient than you might expect. Overall, the Outlook handles better than some of its competitors and even a bit better than some recent models. Many critics have called it a great option for those who need a minivan, but don’t want that Soccer Mom look.

 

The 2012 Buick Enclave

Just because you’re on a budget doesn’t mean you can’t afford to drive a nice luxury car. The 2012 Buick Enclave is one of the more affordable used SUVs on the market. With its high quality, upscale interior, you’ll feel like you’re driving a much more expensive vehicle. It includes Bluetooth and tri-zone climate control standard, along with a V6 engine. It also offers 115 cubic feet of storage, which is one of the largest storage spaces among its competitors. Even its gas mileage isn’t bad, hitting 17 mpg in the city and 24 mpg on the highway. All this combined led to U.S. News naming it their Best 3-Row SUV for Families in 2012.

 

The 2014 Honda CR-V

As the U.S. News 2014 Best Compact SUV for the Money, the Honda CR-V lets you get the most bang for your buck. It addition to a great price tag, the 2014 model was also rated as excellent in safety and reliability. The back seats can be folded down to add extra storage space, which is always nice. The standard model also includes Bluetooth, a rearview camera, and the ability to stream music right from your phone. Even better, it gets 23 mpg in the city and 30 on the highway, which is outstanding for an SUV. Don’t dismiss older models, either. The CR-V models from 2012 and 2013 were also highly rated.

 

The 2013 Lexus RX

Many people assume they can’t afford a Lexus, but the 2013 Lexus RX is a very affordable used SUV. The entire line was redesigned starting in 2010 to improve the safety rating, dependable, and luxury. This model was actually the first SUV that J.D. Power and Associates named to their most dependable vehicles list. The RX 350 model holds five and is designed for luxury. It also features a 3.5 liter V6 that provides up to 275 horsepower. If you’d rather go for something a bit faster, the 450h bumps up its max hp to 295 and has a combined fuel rating of 30 mpg. Both models are good options for those who want a smaller, luxurious SUV.

 

The 2015 Chevrolet Equinox

Some people prefer purchasing a used car that’s not too used. If you want a newer model that’s still very affordable and reliable, the 2015 Equinox is a great choice. This vehicle offers a spacious interior with a nice-sized cargo area. It comes standard with a Wi-Fi hotspot and Bluetooth capability, which is great for anyone working on the go. It has a nice fuel rating of 31 mpg on the highway and 22 mpg in the city, plus it handles quite well.

 

The 2008 Mazda CX-9

Don’t let its age turn you off, the 2008 CX-9 is still considered one of the most reliable used SUVs available today. It has space for seven people and all their stuff, plus the standard model includes many of the most popular safety features. The CX-9 is also a good alternative to the minivan since it actually sits on a car platform, making it the first SUV to do so. This also gives it a better than normal fuel efficiency and a smoother ride. When all was said and done, the 2008 CX-9 walked away with several different awards, including North American Truck of the Yea